Vanessa Zimin

Cheapest places to live in 2025–2026 include Toledo, Fort Wayne, Wichita, and Little Rock. See top affordable US cities for housing and cost of living.

Mortgage points let you buy a lower interest rate. Learn how they work, how much they cost, and whether buying points actually saves you money.

Learn what a USDA guarantee fee is, how it works, current rates, and how it affects your monthly mortgage payment in 2025.

Discover first-time home buyer grants in 2025, how they work, who qualifies, and how they can lower your down payment and closing costs.

Learn how to get a mortgage pre-approval in 5 easy steps. Discover the benefits, required documents, and when to apply before buying a home.

Learn what underwriting in real estate means, how it works in mortgages, and why it’s critical for homebuyers and investors in 2025.

Wondering what credit score you need to buy a house? Learn minimum requirements for FHA, VA, USDA, and conventional loans, plus tips to improve your score.

A DSCR loan allows real estate investors to qualify based on rental income, rather than personal income. Here's how it works and why it's worth considering.

Buying a home? These 50 questions will help you feel confident, avoid surprises, and make smarter choices every step of the way.

Wondering how home equity loans work? Learn how to tap into your home’s value in 2025, what’s required, and how to get the money you need.

What is a 5/1 ARM loan? Learn how it works, pros and cons, requirements, examples, and whether this adjustable-rate mortgage is right for you.

Learn the top VA home loan benefits, including no down payment, no PMI, flexible credit guidelines, and low interest rates for eligible buyers.

Compare variable rate vs fixed rate mortgages. Learn which loan type is better for your budget, timeline, and interest rate goals in this clear guide.

Learn what LTV means, how to calculate it, and why it matters for mortgages, refinancing, and home equity loans. Lower LTV = better loan terms.

Learn how mortgage refinance works, when it makes sense, and how it can lower payments, reduce interest, or unlock home equity in 2025.